Frequently Asked Questions

• What is the Lender Loss Payable?
  Lender Loss Payable Pdf
• How do I submit new loans?
  1. Upload thru WebTrac.
  2. Once uploaded SEND EMAIL NOTIFICATION TO: submission@essexmortgage.com.

  
• How do I submit conditions?
  1. PTD Conditions: Upload in WebTrac under: PTD Conditions - Approved Loans only; send notification email to assigned Account Manager.
  2. Suspense Conditions: Upload in WebTrac under: "Suspense Conditions"; send notification email to assigned Account Manager.
  3. Docs Out: All remaining conditions to be uploaded in WebTrac to Funding Conditions; send notification email to your assigned Funder.

  
• How do I lock my loan?
  1. All loans are locked on line thru Loan Sifter - call your AE if you need assistance.
  2. All 30 day locks require a status of "Underwriter Received" in WebTrac.
  3. All 15 day locks require all PTD's to be cleared.
• How do I order loan docs?
  1. Upload your doc request in WebTrac under: "DOC REQUEST"; send notification email to Account Manager.

  
• What is the re-disclosure wait time?
  See the attachment here
• Essex FHA ID#
  7116100002
• Lending States for Essex Mortgage
  • California
  • Colorado
  • Idaho
  • Nevada
  • Utah
• What is your VA ID Number?

  VA ID 169122-00-00